Our lives are so busy that we do not seem to have enough time for all that we want to do, including being outdoors. We spend our days working and our nights too tired to enjoy anything else. But, what we find when we make time is that we are better capable of enjoying life and performing better as well. One way to get this sense of relaxation is to enjoy the outdoors. There are many ways in which you can add a little outdoor fun to your day or week. And, it really does not have to cost you anything, including a lot of time.
Searching for the Market Bottom
by Scott P. Noyes, CFA® CFP®
The markets have reminded us that the financial crisis is not over and the risk of deflation is rising. Since the Dow Jones stock market index peaked on April 23 at 11,204 it has swiftly declined by 11.6% to 9,899, erasing the gains for the year - plus a little more. Since the beginning of the year, the US dollar has rallied against the Euro by 16%. Commodity prices, including oil, copper and grains, have dropped sharply in two months. US Treasury 10 year interest rates peaked in late March at 4% and have declined to 3.2% as a flight to quality and a rally in the dollar ensued. Rapid market moves have become more common in today’s electronic world. Hopefully, this correction shall pass. ..
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Conference Calls for Young Adults
We have been running a sequence of conference calls to help young adults achieve financial independence. After college, they need to learn how to get a job, prepare a tax return, manage their credit, organize a budget and give back their parent's credit card. Our speakers help them learn how to achieve financial success.
"How to Prepare for a First Job Search" - An interview with Peter Goodkind, President of The Bond Street Group, a New York City based executive recruiting firm.
Listen to Peter Write-Up of Call
"How to Do Your Own Taxes " - An interview with Bernard Kiely, CPA and CFP, tax expert and President of Kiely Capital Management.
Listen to Bernie Write-Up of Call