Scott Noyes earned the designation Certified College Planning SpecialistT from the National Institute of Certified College Financial Planners. There are fewer than 500 Certified College Planning Specialists in the country. This designation recognizes the individuals' commitment to actively assist families in preparing for the financial cost of sending children to college.
You can improve your chances to receive scholarships and grants when you learn how FAFSA and the financial aid system really work. The process is complicated and quite bureaucratic and can discourage families from fully evaluating their options. All too often families sacrifice their current lifestyle or retirement to provide their children a college education. This doesn't have to happen to you. You must have a thorough understanding of the entire college and financial aid processes or you will spend thousands more than you have to and waste countless hours of time.
Many of you believe that you make too much money to qualify for financial aid. But, you may still need to borrow money or rearrange your investments in a tax efficient manner to pay for school. There are tax and gifting strategies that can be used to significantly cut the cost of college education and may be better than 529 Plans. In addition, there are several types of loans that can result in long-term savings. Also, if you have two children in college at the same time or are supporting other family members you may be able to get some financial aid.
Noyes Capital can help answer the following questions:
What schools are the right "fit" for my child?
Will they be eligible for financial aid?
How can I use pre-tax dollars to pay for college?
How can grandparents be the most helpful?
How should we best save for college?
What loans should I choose for college?
Please contact us at 973-267-8120 to schedule a College Planning Meeting.
