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" I am favor of cutting taxes under any circumstances and for any excuse, for any reason, whenever it's possible. " |
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- Milton Friedman |
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Charities, Endowments and Businesses |
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As a Registered Investment
Advisor (RIA) with expertise in mutual funds and
separate account managers, we serve as independent
consultants to plan sponsors. Our services include:
Manager Selection
- Fund Selection - We screen over 4,000 mutual funds based upon 1, 3 and 5 year performance, Sharpe ratios, expense ratios, management stability and consistency. This allows us to provide selections that best suit the needs of your Plan and participants.
- Separate Account Managers - We conducting reviews of existing or potential portfolio managers to determine if their performance is competitive and within the guidelines set by the Investment Policy Statement.
- Continuous Review - We monitor your funds or separate account managers on a regular basis to ensure they are meeting their targets and evaluate developing alternatives.
Investment Policy Statement Development
We help retirement plans develop investment policies via asset allocation and asset-liability studies. We strongly believe in strategic (i.e., long-term) asset allocation. Our philosophy is to develop a specific, fundamentally sound investment "game plan" for your total investment program. Key considerations include:
- Risk tolerance
- Investment time horizon
- Capital market opportunities
- Diversification
- Asset-Liability considerations
The policy development process also identifies the most appropriate investment structure, including the number and types of managers, the mix of active and passive management, style diversification, etc. We also develop performance benchmarks and investment guidelines for each manager.
Investment Education Workshops
Companies can contract with Noyes Capital to provide investment education to their retirement plan participants. Covered in the workshops is a historical overview of the investment markets, completion of a risk tolerance questionnaire by each participant, a thorough overview of the retirement plan's investment options and instruction as to how each participant can build an investment portfolio that meets their financial goals. Under this service, Noyes Capital does not provide specific investment advice to plan participants to avoid violation of the U.S. Securities and Exchange Commission and Department of Labor laws. |
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