Noyes Capital Management, LLC February Newsletter

Perseverance Pays Off!

Meet our friends Jorge and Olga Aguilar. We have known them for over twenty years and helped sponsor Jorge for his green card. It took them over 15 years to become US citizens. They now have families, successful jobs and complain about taxes. We are proud to know them.

The "New Normal" Economy Continues
by Scott P. Noyes, CFA® CFP®

It appears that a long awaited market correction started in mid January. The question is whether it will be a manageable 10% setback or more. My best guess is that the correction will not be too severe because:

The economy is improving – albeit not up to past historical standards. Multiple economic indicators are improving and suggest the end of the recession is upon us. ........

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Roth IRA Conversions have Become a Sales Gimmick by Scott P. Noyes, CFA® CFP®

The Wall Street selling machine has a new gimmick – Roth IRA conversions. Commission brokers, insurance agents, media pundits and yes, financial advisors, are creating all sorts of fantastic reports and models that tell you why you should convert your IRA to a Roth IRA. You should consider if there is a hidden agenda from the firm or advisor making the recommendation – typically to gather your assets. While Roth conversions make sense for some investors, they are certainly not right for everyone.

BE CAREFUL!! - Roth conversions are .......

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Young Adults
Conference Call Series

Next Conference Calls:
Fri, Feb 19th at noon - "How to Prepare for Your First Job Search" an interview with Peter Goodkind, President of The Bond Street Group, executive recruiters

Mon, March 1st at noon - " How to Do your First Tax Return" , an interview with Bernard Kiely, CFA, CFP, tax expert.

Noyes TV

Welcome video...

Interesting Articles

Why You Should Avoid NJ Municipal Bonds by Scott P. Noyes, CFA® CFP®
The Balancing Act: Retirement vs. College Savings by FPA®
Prep Steps to Getting Your Estate in Order by FPA®
How Your Personality Affects Your Financial Decision-Making by FPA®

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Important Consumer Disclosure :This newsletter contains general information that is not suitable for everyone. The information contained herein should not be construed as personalized investment or tax advice. You should contact a licensed accountant for personalized tax advice. Past performance is no guarantee of future results. There is no guarantee that the views and opinions expressed in this newsletter will come to pass. Investing involves the potential for gains and the risk of losses and may not be suitable for all investors. Certain of the information provided in this article has been prepared by non-affiliated third parties (“Third Party Content”) and is reproduced with permission. Noyes Capital believes all Third Party Content to be from reliable sources but makes no warranty as to the accuracy or timeliness of such content. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security.

Noyes Capital Management, LLC (“Noyes Capital”) is a registered investment advisor with the U.S. Securities & Exchange Commission with a principal place of business in the State of New Jersey. Noyes Capital and its representatives are in compliance with the current registration requirements imposed upon registered investment advisors by those states in which Noyes Capital maintains clients. Noyes Capital may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. For additional information about Noyes Capital, including fees and services, send for our disclosure statement as set forth on Form ADV using the contact information herein. Please read the disclosure statement carefully before you invest or send money.